The iSectors® Enhanced Allocation series is an innovative series of five target risk allocations including: Income, Conservative, Balanced, Growth and Aggressive. The iSectors® Enhanced Allocation series blends sophisticated short-term laddered bond strategies, a fundamental equity strategy focused on owning stocks of large multinational companies that have increased their dividends every year for many consecutive years and a 20% satellite allocation to our exclusive dynamic strategy, the iSectors® Post-MPT Growth Allocation. This dynamic satellite strategy reoptimizes its portfolio allocation each month based on an objective quantitative algorithm that considers monthly changes in two dozen economic and capital market factors. Each of these unique strategies has low correlation to the others providing each of the five target allocations with superior risk adjusted returns. These advanced multifaceted allocation models, though sophisticated and complex, are developed using low cost, highly liquid and transparent index-based ETFs and maintained monthly by iSectors® expert investment professionals.

iSectors® Enhanced Income Allocation

The objective of the iSectors® Enhanced Income Allocation is to provide capital preservation along with income in excess of money market funds. This allocation blends 80% to a sophisticated short-term laddered bond with strategy with a 20% satellite allocation to our exclusive dynamic strategy, the iSectors® Post-MPT Growth Allocation. This dynamic satellite strategy reoptimizes its portfolio allocation each month based on an objective quantitative algorithm that considers monthly changes in two dozen economic and capital market factors. The portfolio is intended for investors with a conservative risk utility and an intermediate time horizon. This advanced multifaceted allocation model, though sophisticated and complex, is developed using low cost, highly liquid and transparent index-based ETFs and maintained monthly by iSectors® expert investment professionals.

iSectors® Enhanced Conservative Allocation

The objective of the iSectors® Enhanced Conservative Allocation is to provide income and moderate long-term growth with limited downside risk. This allocation blends 60% to a sophisticated short-term laddered bond strategy and 20% to a fundamental equity strategy focused on owning stocks of large multinational companies that have increased their dividends every year for many consecutive years with a 20% satellite allocation to our exclusive dynamic strategy, the iSectors® Post-MPT Growth Allocation. This dynamic satellite strategy reoptimizes its portfolio allocation each month based on an objective quantitative algorithm that considers monthly changes in two dozen economic and capital market factors. The portfolio is intended for investors with a conservative risk utility and an intermediate time horizon. This advanced multifaceted allocation model, though sophisticated and complex, is developed using low cost, highly liquid and transparent index-based ETFs and maintained monthly by iSectors® expert investment professionals.

iSectors® Enhanced Balanced Allocation

The objective of the iSectors® Enhanced Balanced Allocation is to provide long term growth of capital and modest income with moderate downside risk. This allocation blends 40% to a sophisticated short-term laddered bond strategy and 40% to a fundamental equity strategy focused on owning stocks of large multinational companies that have increased their dividends every year for many consecutive years with a 20% satellite allocation to our exclusive dynamic strategy, the iSectors® Post-MPT Growth Allocation. This dynamic satellite strategy reoptimizes its portfolio allocation each month based on an objective quantitative algorithm that considers monthly changes in two dozen economic and capital market factors. The portfolio is intended for investors with a moderate risk utility and an intermediate time horizon. This advanced multifaceted allocation model, though sophisticated and complex, is developed using low cost, highly liquid and transparent index-based ETFs and maintained monthly by iSectors® expert investment professionals.

iSectors® Enhanced Growth Allocation

The objective of the iSectors® Enhanced Growth Allocation is to provide long term growth of capital and limited income. This allocation blends 20% to a sophisticated short-term laddered bond strategy and 60% to a fundamental equity strategy focused on owning stocks of large multinational companies that have increased their dividends every year for many consecutive years with a 20% satellite allocation to our exclusive dynamic strategy, the iSectors® Post-MPT Growth Allocation. This dynamic satellite strategy reoptimizes its portfolio allocation each month based on an objective quantitative algorithm that considers monthly changes in two dozen economic and capital market factors. The portfolio is intended for investors willing to accept some risk in exchange for greater growth potential and a long-term time horizon. This advanced multifaceted allocation model, though sophisticated and complex, is developed using low cost, highly liquid and transparent index-based ETFs and maintained monthly by iSectors® expert investment professionals.

iSectors® Enhanced Aggressive Allocation

The objective of the iSectors® Enhanced Aggressive Allocation is to provide long term growth of capital with market levels of downside risk. This allocation blends 80% to a fundamental equity strategy focused on owning stocks of large multinational companies that have increased their dividends every year for many consecutive years with a 20% satellite allocation to our exclusive dynamic strategy, the iSectors® Post-MPT Growth Allocation. This dynamic satellite strategy reoptimizes its portfolio allocation each month based on an objective quantitative algorithm that considers monthly changes in two dozen economic and capital market factors. The portfolio is intended for investors with an aggressive risk utility and a long-term time horizon. This advanced multifaceted allocation model, though sophisticated and complex, is developed using low cost, highly liquid and transparent index-based ETFs and maintained monthly by iSectors® expert investment professionals.