Important Disclosure Information
iSectors® is a series of proprietary asset allocation models and services. iSectors, LLC is an affiliate of Sumnicht & Associates, LLC (Sumnicht) and, as such, iSectors and Sumnicht share certain employees’ services. Sumnicht is an SEC registered investment adviser located in Appleton, Wisconsin. iSectors became a separate Registered Investment Advisor in August, 2008. iSectors is a registered trademark of Sumnicht Holdings, LLC.
iSectors is an SEC-registered investment adviser located in Appleton, Wisconsin. iSectors and its representatives are in compliance with the current registration filing requirements imposed upon state registered investment advisers. Should iSectors transact any investment advisory business, iSectors may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. (NOTE: iSectors does not provide investment recommendations directly to individual retail clients. iSectors sole business is developing and licensing its intellectual property (asset allocation models) and providing discretionary model management services to retirement plans.) iSectors’ web site is limited to the dissemination of general information pertaining to its asset allocation models. Accordingly, the publication of iSectors’ web site on the Internet should not be construed by any consumer and/or prospective client as iSectors’ solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of iSectors please contact the SEC or the state securities law administrators for those states in which iSectors maintains a notice filing. A copy of iSectors current written disclosure statement, Form ADV Part 2 Brochure and Part 2B Brochure Supplement, discussing iSectors business operations, services, and fees is available from iSectors upon written request. iSectors does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to iSectors web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
Different types of investments and/or investment strategies involve varying levels of risk, and there can be no assurance that any specific investment or investment strategy will be either suitable or profitable for a client’s or prospective client’s portfolio. Asset allocation and diversification concepts do not ensure a profit nor protect against loss in a declining market.
Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance will be profitable, or be equal either to the performance results reflected or any corresponding historical index.
The performance results presented reflect actual composite results that assume the reinvestment of dividends and other account earnings and do not reflect the impact of taxes.
For reasons including platform provider and custodian utilized, as well as variances in portfolio account holdings, market fluctuation, the date on which a client engaged iSectors’ services, regular model rebalancing and/or updates, and timing of account contributions and withdrawals, the underlying fees of a specific client’s account may vary from these estimates. iSectors investment allocation models are only available through registered investment advisors, who will charge an additional fee for their advisory services. For information about the fees that pertain to your account, please check with your advisor.
iSectors models are based on index ETFs that can neither outperform nor underperform their index and actively managed ETFs and mutual funds that may outperform or underperform their benchmarks. We provide benchmark indexes that are well-known; indexes provided for comparison purposes only.
This information is marketed to investment professionals. iSectors®, LLC has managed the asset allocation models since the firm’s inception in 2008. Previously, Sumnicht & Associates, LLC (Sumnicht), an affiliated company, managed the allocations. Sumnicht is a provider of investment management services for institutional, family office and individual clients. Sumnicht claims compliance with the Global Investment Performance Standards (GIPS®). Sumnicht claims that the allocations are GIPS® compliant since each allocation’s respective inception dates and have been GIPS® verified from 1/1/2008 to 12/31/2021, as of the verification date of 7/20/2022. The allocation composites include both institutional and individual client accounts whereby iSectors® has sole portfolio discretion with investment objectives matching that of each specific allocation. Performance in this publication is shown in US dollars, net of iSectors’ management fee, including the reinvestment of dividends and do not reflect the impact of taxes. Returns will be reduced by platform, custodial, trading, and advisory fees, if applicable. GIPS® is a registered trademark of CFA Institute. CFA Institute does not endorse or promote this organization, nor does it warrant accuracy or quality of the content contained herein. Past performance is not indicative of future results. To obtain a compliant presentation and a list and description of the firm’s composites, please contact John Koch, Senior Investment Analyst, at (920) 257-5170 or [email protected]
Certain portions of iSectors web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, iSectors (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from an investment professional. iSectors is neither an attorney nor accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice. Correspondingly, each client and prospective client agrees, as a condition precedent to his/her/its access to iSectors web site, to release and hold harmless iSectors, its officers, directors, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice.