Important Disclosure Information
iSectors® is a suite of proprietary asset allocation models and services. iSectors®, LLC is an affiliate of Sumnicht & Associates, LLC (Sumnicht) and, as such, iSectors® and Sumnicht share certain employee services. Sumnicht is an SEC registered investment adviser located in Appleton, Wisconsin. iSectors® became a separate Registered Investment Advisor in August 2008. iSectors® is a registered trademark of Sumnicht Holdings, LLC.
iSectors® is an SEC-registered investment adviser located in Appleton, Wisconsin. iSectors® and its representatives are in compliance with the current registration filing requirements imposed upon state registered investment advisers. Should iSectors® transact any investment advisory business, iSectors® may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. (NOTE: iSectors® does not provide investment recommendations directly to individual retail clients. iSectors® business is developing, maintaining, and licensing its intellectual property (asset allocation models). iSectors® web site is limited to the dissemination of general information pertaining to its asset allocation models. Accordingly, the publication of iSectors® web site on the Internet should not be construed by any consumer and/or prospective investor as iSectors® solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication with a prospective retail client shall be conducted by a third-party financial professional that is either registered or qualifies for an exemption or exclusion from registration in the state where their prospective client resides. For information pertaining to the registration status of iSectors® please contact the SEC or the state securities law administrators for those states in which iSectors® maintains a notice filing. A copy of iSectors® current written disclosure statement, Form ADV Part 2 Brochure and Part 2B Brochure Supplement, discussing iSectors® business operations, services, and fees available from iSectors® upon written request. iSectors® does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to iSectors® web site or incorporated herein, and takes no responsibility, therefore all such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
Different types of investments and/or investment strategies involve varying levels of risk, and there can be no assurance that any specific investment or investment strategy will be either suitable or profitable. Financial professionals are responsible for evaluating investment risks independently and for exercising independent judgment in determining whether investments are appropriate for their clients.
Past performance may not be indicative of future results. Therefore, no current or prospective investor should assume that future performance will be profitable or equal either the performance results reflected or any corresponding historical index. Asset allocation and diversification concepts do not ensure a profit nor protect against loss in a declining market.
The historical benchmark index performance results are provided exclusively for comparison purposes to assist an advisor in determining whether the performance of a specific investment meets their respective client’s investment objective(s). It should not be assumed that any account holdings will correspond directly to any comparative index. Index performance results do not reflect the impact of taxes. Indexes are not available for direct investment. Index performance results are compiled directly by each respective index and obtained by iSectors® from reliable sources. Index performance has not been independently verified by iSectors®. iSectors® models are based on index ETFs that can neither outperform nor underperform their benchmark index. We provide benchmark indexes that are well known for comparison purposes only.
Composite performance results reflect the reinvestment of dividends and other account earnings and do not reflect the impact of taxes. Composite performance results provided are net of iSectors® standard management fee with the assumption that the fee will remain constant for all accounts. Additional fees that could be charged such as platform and custodial fees are not included. iSectors® asset allocation models are available through registered investment advisors who will charge an additional fee for their advisory services. For reasons including size of account, platform provider and custodian utilized, as well as variances in portfolio account holdings, market fluctuation, the date on which an investor engaged iSectors® services, regular model rebalancing and/or updates, and timing of account contributions and withdrawals, the underlying fees and performance of a specific account may vary from other accounts. ERISA (group retirement) accounts may be subject to additional recordkeeping and/or administrative fees.
This information is marketed to investment professionals. iSectors®, LLC has managed the asset allocation models since the Firm’s inception in 2008. Previously, Sumnicht & Associates, LLC (Sumnicht), an affiliated company, managed the allocations. Sumnicht is a provider of investment management services for institutional, family office and individual clients. Sumnicht claims compliance with the Global Investment Performance Standards (GIPS®). Sumnicht claims that the allocations are GIPS® compliant since each allocation’s respective inception dates and have been GIPS® verified from 1/1/2008 to 12/31/2022, as of the verification date of 7/18/2023. The allocation composites include both institutional and individual client accounts whereby iSectors® has sole portfolio discretion with investment objectives matching that of each specific allocation. Performance in this publication is shown in US dollars, net of iSectors® management fee, including the reinvestment of dividends and does not reflect the impact of taxes. Returns will be reduced by platform, custodial, trading, and advisory fees, if applicable. GIPS® is a registered trademark of CFA Institute. CFA Institute does not endorse or promote this organization, nor does it warrant accuracy or quality of the content contained herein. Past performance is not indicative of future results. To obtain a compliant presentation and a list and description of the Firm’s composite performances, please contact John Koch, Senior Investment Analyst, at (920) 257-5170 or [email protected]
Certain portions of iSectors® web site (i.e., newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, iSectors® (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). You should not assume that any discussion or information contained in this presentation serves as the receipt of, or as a substitute for, personalized investment advice from an investment professional. iSectors® is neither an attorney nor accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice. Correspondingly, each client and prospective client agrees, as a condition precedent to his/her/its access to iSectors® web site, to release and hold harmless iSectors®, its officers, directors, employees, and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice.