iSectors® Account Fees and Services
iSectors provides advisors and their clients a comprehensive suite of managed and optimally-allocated Exchange-Traded Fund (ETF)-based investment models. In addition, iSectors offers a module that allows advisors to develop customized ETF portfolios for their clients. iSectors models, along with our affiliation with turnkey web-based platforms and their comprehensive back-office services, provide advisors with the tools necessary to provide their clients with professional asset allocation and service. iSectors accounts are separately managed and held in the clients’ name. Unified managed accounts (UMA) are also available. iSectors allocation models are only available through independent RIAs.
Acceptable account types include:
| • Individual |
• JTWROS |
• IRAs |
• SEP-IRAS |
• Roth IRAs |
• 401(k) |
• UGTMA |
• Institutional |
• Trusts |
• Foundations |
• Endowments |
• Pension |
|
|
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In some cases, depending on custody selection, international accounts can also be accepted.
iSectors Services
- Professional money management through iSectors asset allocation models
- Regular rebalancing
- Separately managed account (SMA) or unified managed account (UMA combines several model strategies in one account)
- Streamlined brokerage account setup
- Your account holds ETFs rather than mutual funds (whenever possible) to reduce costs
- Web-based, online access to your account
- Portfolio performance monitoring, updated daily, access anytime
- Liquidity - ability to buy/sell intraday
- IRAs, SEP-IRAS, Roth IRAs, other retirement accounts
- Employer sponsored, 401k programs available
- Annual tax reporting
Account Minimums and Fees:
| iSectors Allocation Series |
Minimum Investment* |
Advisor as Portfolio Manager |
$25,000 |
Capital Preservation Allocation |
$25,000 |
Domestic Series |
$25,000 |
Endowment Series |
$100,000 |
Inflation Protection Allocation |
$25,000 |
Institutional Series |
$25,000 |
Liquid Alternatives |
$50,000 |
Post-MPT Series |
$50,000 |
Precious Metals Allocation |
$25,000 |
Tactical Series |
$25,000 |
* Account minimums may be waived at iSectors discretion. Some platforms may set higher minimums.
Investment Management and Platform Fees
iSectors® licenses its models for availability on third-party asset management platforms and directly to Registered Investment Advisors for use in retirement plans. iSectors’ annualized investment management fees through these licensing agreements are based on assets under management (AUM) and range from 0.10% (10 bps) to 0.40% (40 bps). iSectors’ management fees will vary based upon the platform provider, the model selected, and the nature and the type of agreement that iSectors has with each respective platform provider and/or licensee. Check with your registered investment advisor for the respective fees that will apply for your account.
Custody and Trading Fees
All iSectors accounts are either held in separately managed or unified managed accounts held in the client’s name. Custodial options will vary by platform provider and advisory firm. Check with your investment advisor for the custody options available to you, as well as the respective fees that would apply to your account.
Independent Registered Investment Advisor Fees
iSectors does not provide financial planning or related services. Therefore, to ensure iSectors is an appropriate investment in your portfolio, investment allocations are only available through independent Registered Investment Advisors (RIAs) who will apply their own additional fee for their services.
ADDITIONAL FEE INFORMATION
Applicable platform and/or custody and trading fees may vary, dependent upon the Registered Investment Advisor’s broker-dealer affiliation and that broker-dealer’s respective contractual relationship with the platform provider.
iSectors recommends that all investors retain the professional services of an independent RIA who is qualified to provide personal financial planning or wealth management services. An independent RIA, familiar with you and your family’s financial situation, can assist you in coordination and management of:
- Portfolio Structure, Investment Policy, Asset Allocation
- Tax Planning
- Pre- and Post-Retirement Planning
- Risk Management
- Alternative Investments Allocations
- Trust and/or Estate Planning and Investment Consulting
- Endowment and Foundation Investment Consulting
- Retirement, 401(k), Pension Consulting
- Intergenerational Wealth Planning
- Private Foundation Services
- Corporate Trustee Services
- Charitable Giving Plans
- Other Philanthropic Objectives
- Consolidated Performance Reporting
For additional information on financial planning or wealth management services, contact: info@isectors.com, 1-800-iSectors, or your independent RIA.
