Vern Sumnicht, MBA, CFP®
Chief Executive Officer
Sumnicht & Associates, LLC
“In the February 1, 2009 issue of Economics & Portfolio Strategy Newsletter, Mark Kritzman reports the findings of his study showing that, after fees, the vast majority of actively managed mutual funds (and even hedge funds) fail to outperform benchmark indexes. The costs involved in implementing many of those strategies are simply so high that the managers of those funds cannot provide enough outperformance to overcome them and deliver superior returns…” [more]
iSectors has developed an entire suite of Exchange-Traded Fund (ETF)-based Asset Allocation models to meet the needs of a wide range of investment objectives. iSectors offers investors low-cost (relative to actively managed mutual funds), properly allocated portfolio solutions designed to provide superior risk-adjusted returns, liquidity and complete transparency with respect to account holdings.
The iSectors series of asset allocation models are available exclusively through Registered Investment Advisors. We invite you and your investment advisor to explore how iSectors can help you reach your investment objectives, simplify your life and improve your investment performance.
- Available to all investors (no accredited investor standard)
- Low minimum investments ($50,000)
- Daily liquidity (even intraday liquidity)
- Full transparency
- Separately Managed Accounts (held in client’s own name)
- 1099 tax reporting (no late K-1s or other tax issues!)
In addition to the Post-MPT Allocation Series, iSectors offers five additional series of models, categorized by risk and return characteristics: Domestic, Institutional, Endowment, Liquid Alternatives, and Strategic International.
However, ETFs do have several advantages over mutual funds because of their unique structure. For example – they are bought and sold on stock exchanges (just like individual stocks) at anytime throughout the day. In addition, the unique structure of ETFs offer the following advantages over mutual funds:
- lower expense ratios
- lower tax liabilities
- and increased transparency
iSectors offers investors complete, properly allocated and diversified, ETF-based portfolios. All iSectors investment portfolios use ETFs as the primary vehicle with which to execute the desired asset allocation strategy.
For more information on the costs involved in mutual fund investing, go to www.personalfund.com.
* Note – some custodians will assess an account closing fee.